Terms & Conditions

Last Updated: December 2025

Welcome to RetiringIncome.com, owned and operated by Kim Saunders (“Company,” “we,” “our,” or “us”). By accessing or using this website, you (“user,” “you,” or “your”) agree to be bound by these Terms & Conditions. If you do not agree, please do not use the website.


1. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use of the website. You may not attempt to interfere with the website’s functionality, security, or servers.


2. No Financial, Legal, or Tax Advice

All content provided on https://retiringincome.com/ is for educational and informational purposes only.


Nothing on this website constitutes:

  • Financial advice

  • Legal advice

  • Tax advice

  • Investment recommendations

Consult a licensed financial professional before making any financial decisions.


3. Accuracy of Information

We strive to provide accurate and up-to-date information, but we make no guarantees regarding the completeness, accuracy, reliability, or timeliness of any content on the site.


Use of the information is at your own risk.


4. Third-Party Links

Our website may contain links to third-party websites. These links are provided as a convenience. We do not control, endorse, or assume responsibility for any third-party content, products, or services.


5. Intellectual Property

All content on this website—including text, graphics, logos, videos, and downloadable materials—is the property of Kim Saunders or its content suppliers and is protected by copyright and other intellectual property laws.

 

You may not copy, sell, distribute, or modify any content without prior written permission.


6. User Submissions

If you submit questions, comments, testimonials, or other content, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, publish, and display that content for business or marketing purposes.

 

You agree not to submit anything unlawful, defamatory, or harmful.


7. Disclaimer of Warranties

This website is provided “as is” and “as available.”
We disclaim all warranties, express or implied, including:

  • Merchantability

  • Fitness for a particular purpose

  • Non-infringement

We do not warrant that the website will be error-free, uninterrupted, or free of harmful components.


8. Limitation of Liability

To the fullest extent permitted by law, Kim Saunders is not liable for any damages arising from your use of the website, including but not limited to:

  • Loss of data

  • Loss of profits

  • Financial losses

  • Indirect, incidental, or consequential damages

Your sole remedy for dissatisfaction with the site is to discontinue its use.


9. Indemnification

You agree to indemnify and hold harmless Kim Saunders from any claims, damages, liabilities, or expenses arising out of your use of the website or your violation of these Terms & Conditions.


10. Privacy Policy

Your use of the website is also governed by our Privacy Policy.
For questions regarding data use or privacy, you may contact:

 

Email: kim@retiringincome.com


11. Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time. Changes take effect immediately when posted. Continued use of the website indicates acceptance of the updated terms.


12. Contact Information

For questions regarding these Terms & Conditions, please contact:

 

Name: Kimberly Saunders
Email: kim@retiringincome.com
Website: https://retiringincome.com/